Living Resource Benefit Loans
We can help you access funds within your life insurance policy for use now, when they are needed most.
How does it work?
- We grant a loan secured by your life insurance policy
- You can access up to 60% of your policy’s death benefit
- No out-of-pocket costs
- River Wealth Solutions will make all future premium payments
- The loan is repaid by the policy’s death benefit
- Any remaining funds go to your beneficiaries
Do I qualify?
- You have been diagnosed with a life-threatening illness
- Have been given a “limited life expectancy” of 5 years or less
- Your policy has been in place for at least 2 years
- You own $50,000 or more of life insurance coverage through one or multiple policies
- Your insurance company is based in the United States
- You are a United States citizen
When do I receive funds?
Our process is simple. Contact one of our Living Resource Specialists to apply. If you are approved, you could receive funds in as little as 24 – 72 hours after the application process is complete. Be sure to visit our FAQs page to learn more about how this process works.
As a consumer lender, we provide a Living Resource Benefit Loan program for those affected by life-threatening illness in order to alleviate the financial stress that occurs surrounding a diagnosis. Contact us if you want to know more about how we can help you.
Live your life, secure your legacy
Our comprehensive estate planning and investment solutions allow those living with a life-threatening illness to spend their days with loved ones, cover costly medical care, and have peace of mind that their legacy is protected.
Ready to learn more?